Defecțiune majoră în sistemul de plăți al BCE blochează tranzacții de trilioane în Europa timp de șapte ore
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
Băncile din Europa au întâmpinat vineri dificultăți semnificative în procesarea plăților, după o pană de proporții fără precedent care a afectat sistemul de plăți al Băncii Centrale Europene (BCE) timp de aproximativ șapte ore. Această defecțiune a avut un impact major asupra transferurilor de trilioane de euro, incluzând plăți comerciale, transferuri bancare și tranzacții financiare.
Sistemul vizat, cunoscut sub denumirea de Target 2 (T2), administrează zilnic plăți și tranzacții financiare de peste 3 trilioane de euro. Defecțiunea a determinat blocaje în tranzacțiile dintre bănci și a provocat întârzieri în plățile obișnuite, cum ar fi salariile, pensiile și transferurile sociale, după cum a menționat un purtător de cuvânt al Bundesbank, banca centrală a Germaniei.
Clearstream, responsabilă pentru procesarea a aproximativ 500.000 de tranzacții de valori mobiliare zilnic, a raportat întârzieri, dar a reușit în mare parte să restabilească serviciile până la finalul zilei de vineri. Incidentul a fost atribuit unui "defect hardware" și nu există dovezi care să sugereze un atac cibernetic sau sabotaj, conform declarațiilor BCE. Sistemul a fost readus la funcționalitate, însă termenele pentru decontarea plăților din ziua respectivă au fost amânate cu câteva ore.
Experții subliniază că acest tip de defecțiune evidențiază nevoia de măsuri de siguranță și backup mai solide pentru sistemele digitale de plăți și monedă. Rebecca Christie de la Bruegel, un think tank economic din Bruxelles, a afirmat: ”Astfel de incidente afectează credibilitatea sistemelor digitale de plăți.”
Băncile au fost sfătuite să păstreze plățile în așteptare până la remedierea completă a problemei, dar impactul asupra economiei zonei euro și asupra clienților bancari rămâne incert.
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